Current Catalog:

Filters
WebCE provides state-approved Michigan Insurance Continuing Education with a money back guarantee! Satisfy ALL your CE requirements at one low price with our online or paper courses!

Michigan insurance CE course pricing:
You may select 24 hours of courses for $39.95 plus $0.75 for each additional hour. An additional $10.00 per course will be added to your total if you select paper course material.

Single MI Insurance continuing education courses start at just $4.95!
WebCE offers courses for the following MI license types:

Michigan Insurance Continuing Education Requirements

Insurance Continuing Education Provider Number: 0484

Required Michigan Insurance Continuing Education Hours

Producers

24-hours of insurance CE, including 3-hours of ethics are required every 2-year license term.

Michigan Insurance Renewal

License Term

The license term is every 2 years, based on the first day of the producer’s birth month in odd- or even-numbered years.

License Renewal Process

Renewal invoices are no longer generated for resident or non-resident producers. The license is perpetual as long as the resident completes the Michigan CE requirements and the nonresident holds the appropriate home state resident license in good standing.

Repetition and Carryover

Carryover Rules

No excess CE credit hours may be carried over to the next 2-year license term.

Please note: Licensees with of a review date after 6/30/2018 may carryover up to 12 hours to the next license renewal period. Excess ethics will be carried over as general credit. Courses carried forward will count as a duplicate if completed again in the current renewal cycle.

Repetition Rules

Courses cannot be repeated more than once in a 2 year license term.

Michigan Insurance Continuing Education Course Requirements

Course Presentation

Producers may complete the CE requirements through self-study. The self-study course and exam can be either paper or online.

Study Requirements

Students should read the course material prior to taking the final exam.

Category Restrictions

Licensees must complete 3-hours in approved ethics courses. All other hours may be completed by taking courses approved in any line of authority. Any excess ethics hours taken during a license term will apply during that license term as general credit(s).

Michigan Insurance Continuing Education Exam Requirements

Exam Rules

The final exam is closed book, and no outside information may be used to complete the exam. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

Monitor Requirements

Exam Proctor Requirements: Closed-book exam must be monitored by a disinterested 3rd party. A disinterested third party is an individual with no family or financial relationship to the student; therefore, he or she shall not serve for examinations of family members, relatives, or dependents; employers or supervisors; employees or subordinates; partners, joint ventures, or co-owners; or anyone in whom the proctor or instructor has an economic or other interest in assuring the successful outcome of the examination.

Passing Score

Self-Study Final Exam: 70%

Reporting and Michigan Insurance Continuing Education Certificates of Completion

Certificates of Completion

WebCE provides online, printable certificates of completion in Michigan. Certificates of completion will be available to print online immediately after the final exam is passed. A producer must keep copies of each certificate of completion in his or her files for 5 years after course completion. Do not send the certificates of completion to the Michigan Department of Insurance and Financial Services.

Reporting

Next-Day Reporting: WebCE reports course completions to the Michigan DIFS every business day.

Michigan Insurance Product Training Requirements

Annuity Training

State required training for insurance producers that sell annuity products.

Initial Training
Hours: 4
Frequency: One-time training must be complete prior to selling annuity products.

Additional Information

Long-Term Care Training

State required training for insurance producers that sell long-term care products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling, soliciting or negotiating LTC products.
*Residents who satisfy the training requirements of another state that are similar to Michigan's law will be deemed compliant for Michigan's requirement.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every 24-months license period, following the initial training requirement.

Additional Information

NFIP Flood Training

State required training for insurance producers that sell flood insurance products.

One-time Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood products.

Additional Information

Non-Resident Michigan Insurance Continuing Education Requirements

Annuity State-Specific Insurance Product Training

Before selling, soliciting, or negotiating annuity products in Michigan, producers must complete a one-time annuity training course approved for at least 4 hours. *Non-residents who satisfy the training requirements of another state that are similar to Michigan's law will be deemed compliant for Michigan's requirement.

Long-Term Care State-Specific Insurance Product Training

Non-resident insurance producers selling, soliciting, or negotiating LTC products in Michigan, who satisfy the training requirements in any other state shall be deemed to satisfy the training requirements in this state.

Exemptions from Michigan Insurance Continuing Education Requirements

Insurance CE Exemptions

The following individuals are exempt from CE requirements:
  • Adjusters do not have a CE requirement unless they are also a producer or solicitor.
  • Those who hold a limited life license.
  • Those who hold a turkey, crop, and hail license.
  • Those who hold a travel, accident, and baggage license.
  • Those who hold a title license.
  • Those who hold a credit products license.

Michigan Insurance Contact Info

Michigan Department of Insurance and Financial Services


WebCE® provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.
Last updated on 7/12/2018