State required training for insurance producers that sell long-term care products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every license period, following the initial training requirement.

Additional Information

State required training for insurance producers that sell flood insurance products.

Ongoing Training
Hours: 3
Frequency: Ongoing training must be completed every 4 years.

Additional Information

• Producers & Adjusters: The license term is every 2 years, based on the last day of the licensee’s birth month. Licensees who were born in an even-numbered year will be required to complete their CE in even-numbered years. Licensees who were born in an odd-numbered year will be required to complete their CE in odd-numbered years.
• Public Adjusters: Public Adjusters renew 3/31 annually.

Insurance agent licenses do not renew. Agent licenses (Life, Accident and Health or Sickness, Property, Casualty, Personal Lines, Medicare Supplement/LTC, Variable Life and Variable Annuity Products) are valid until surrendered, canceled or revoked. All resident agents must comply with continuing education requirements for the license(s) held in order to keep the license in force.

Excess credit hours can be carried forward to the next license term. Excess hours in ethics or flood will be carried forward as general credit. Only whole credit hours will be carried forward. Credit hours that are carried over from a previous compliance period may be taken again in the next compliance period, and WILL NOT be considered a duplicate.

Courses cannot be repeated more than once in a 2 year license term.

Self-Study online is an acceptable method of study.

Self-Study Requirements: Students must read the course material and answer each set of end-of-chapter quizzes with a score of at least 70 percent prior to taking a closed-book final exam.

Licensees must complete 3 hours in approved ethics courses. All other hours may be completed by taking courses approved in any line of authority.

The final exam is closed book, and no outside information may be used to complete the exam. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

Exam Proctor Requirements: Online exams do not require a monitor.

Self-Study Final Exam: 70%

WebCE provides online, printable certificates of completion. Licensees must keep a copy of each certificate of completion in their files for 5 years.

Instant Reporting: Insurance CE credits are immediately reported to Sircon upon course completion.

Non-residents who satisfy the training requirements of another state that are similar to North Carolina's law will be deemed compliant for North Carolina's requirement.

• Non-resident adjusters and public adjusters who have adopted North Carolina as their home state are required to complete the resident CE requirements of North Carolina.
• Non-resident adjusters and public adjusters who have not adopted North Carolina as their home state are not required to complete the North Carolina CE requirements as long as the adjuster is in good standing with his or her home state.
• Non-resident producers are not required to complete the North Carolina CE requirements as long as the producer is in good standing in his or her home state.

Licensees are exempt from CE requirements for up to a year if one of following is true:

• Licensees called to active military duty.
• Licensees that have a long-term medical disability

*Licensees must submit a waiver to the state to be officially waived from CE.