Producers & All Adjusters

24 CE hours total, including:

• Ethics: 3 CE hours

Licensees may take courses in any line of authority.

The last day of the licensee's birth month, every 2 years, based on odd/even birth year.

Courses cannot be repeated more than once in a 2 year license term.

Licensees must hold an accident and health license in addition to completing a 10 hour LTC Exam Prep course and pass the state exam prior to taking an initial LTC course.
Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every license period, following the initial training requirement.

Non-residents who satisfy the training requirements of another state that are similar to North Carolina's law will be deemed compliant for North Carolina's requirement.

LTC Training Information

NFIP Flood Training
Hours: 3
Frequency: Training must be completed every 4 years.

Flood Training Information

Excess hours may be carried over to the next renewal period. Excess ethics or flood credits will carry over to the next biennial compliance period as general credits.

Producers: No license renewals in this state. License is perpetual as long as agent does not go more than 1 year without a valid appointment and meets CE requirement.

Adjusters & Public Adjusters: Residents and Non-Resident licenses are processed electronically through the National Insurance Producer Registry (NIPR). Licenses expire on March 31, but renewal applications are available to be paid in the annual renewal period of 60 days before this date through May 30.

• WebCE courses are classified as online self-study courses.
• Students must read the course material and answer each set of end-of-chapter quizzes with a score of at least 70 percent before attempting a final exam.
• Self-study exams are closed-book and do not require a monitor.
• Final exam passing score: 70%
• If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

immediately upon course completion to Sircon.

Online PDF certificates of completion are available to print immediately after the course is completed. Licensees must keep a copy of each certificate of completion in their files for 5 years.

• Non-resident adjusters and public adjusters who have adopted North Carolina as their home state are required to complete the resident CE requirements of North Carolina.
• Non-resident adjusters and public adjusters who have not adopted North Carolina as their home state are not required to complete the North Carolina CE requirements as long as the adjuster is in good standing with his or her home state.
• Non-resident producers are not required to complete the North Carolina CE requirements as long as the producer is in good standing in his or her home state.

Licensees are exempt from CE requirements for up to a year if one of following is true:

• Licensees called to active military duty.
• Licensees that have a long-term medical disability
• Limited Representatives
• A producer who was granted an exemption from CE requirements prior to October 1, 2010 continues to be exempt from CE as long as the producer certifies to the Commissioner that he or she: (1) is age 65 or older; (2) has been licensed continuously for at least 25 years; and (3) either: (A) hold a CLU, CPCU, ChFC, FLMI or IIA designation; or (B) certifies to the Commissioner annually that the producer is an inactive agent who neither solicits applications for insurance nor takes part in the day to day operation of an insurance agency.

*Licensees must submit a waiver to the state to be officially waived from CE.