State required training for insurance producers that sell annuity products.

One-Time Training
Hours: 4
Frequency: One-time training must be complete prior to selling annuity products.

Additional Information

State required training for insurance producers that sell long-term care products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every license period following the completion of the initial training.

Additional Information

State required training for insurance producers that sell flood insurance products.

One-Time Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood insurance products.

Additional Information

The license expiration date is the last day of the producer's birth month every two years.

Renewal notices for individual resident producers and adjusters are mailed 60 days prior to the expiration date of the license to the address on record with the West Virginia Insurance Commissioner’s office. Renewals may be online at www.nipr.com or by paper. If a license is renewed online through NIPR, do not send a paper renewal.
Online license print is available from the web site at www.wvinsurance.gov. License cards are no longer printed and mailed from WVOIC.
Nonresident adjusters who qualified for a license by taking the WV adjuster exam cannot renew online; they must submit the paper renewal form and check.

Up to 6 hours may be carried over to the next reporting period for those who must complete more than 6 hours of CE during a reporting period. Excess ethics credits will be carried over as general credit. Producers are required to complete at least 3 hours of ethics for every compliance term.

Courses cannot be repeated more than once in a 2 year license term.

Online and correspondence self study.

Self-Study Requirements: Student should read the course material prior to taking the final exam.

Of the 24-hour CE requirement, 3 hours must be in ethics. All other hours may be completed by taking courses approved in any line of authority.

The final exam is closed book, and no outside information may be used to complete the exam. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

Exam Proctor Requirements: Closed-book exams must be monitored by a disinterested 3rd party (i.e., someone with no business or family relationship to the student).

Self-Study Final Exam: 70%

WebCE provides online, printable certificates of completion in West Virginia. Certificates will be available to print online immediately after a final exam is passed. Producers must keep a copy of each certificate of completion for 4 years.

Instant Reporting: Insurance CE credits are immediately reported to Sircon upon course completion.

Non-residents who satisfy the training requirements of another state that are similar to West Virginia's law will be deemed compliant for West Virginia's requirement.

Non-resident insurance producers selling, soliciting, or negotiating LTC products in West Virginia, who satisfy the training requirements in any other state shall be deemed to satisfy the training requirements in this state.

The following individuals are exempt from CE requirements:

• Individuals licensed only for limited lines credit.
• Individuals holding limited lines licenses for which an exam is not required.
• Individuals holding any limited or restricted license that the commissioner may declare exempt.
• Adjusters.
• Non-residents.