WebCE provides state-approved Alabama Insurance Continuing Education with a money back guarantee! Satisfy ALL your CE requirements at one low price with our online or paper courses!

Alabama insurance CE course pricing:
You may select 24 hours of courses for $39.95 plus $0.75 for each additional hour. An additional $10.00 per course will be added to your total if you select paper course material.

Single AL Insurance continuing education courses start at just $4.95!

Alabama Insurance Continuing Education Requirements

Insurance Continuing Education Provider Number: 200716

Required Alabama Insurance Continuing Education Hours

Producers

24-hours of insurance CE, including 3-hours of ethics are required every 2-year license term.

Adjusters

24-hours of insurance CE, including 3-hours of ethics are required every 2-year license term.

Combined Licenses

24-hours of insurance CE, including 3-hours of ethics are required every 2-year license term.

Title Agents

24-hours of insurance CE, including 3-hours of ethics are required every 2-year license term.

Service Representatives

12-hours of insurance CE, including 2-hours of ethics are required every 2-year license term.

Alabama Insurance Renewal

License Term

The license term ends on the last day of the producer's birth month, every 2 years. Even birth years renew every even year. Odd birth years renew every odd year.

License Renewal Process

Producer/Adjuster licenses may be renewed as early as 45 days prior to the licensee’s birth month until the last day of their birth month, and within a grace period of 30 days after the last day of their birth month with a late fee added to the regular renewal fee. If not renewed before the end of the grace period, the license will be expired.

Alabama Insurance Product Training Requirements

Annuity Training

State required training for insurance producers that sell annuity products.

Effective January 1, 2017: All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours by July 1, 2017. All producers licensed on or after January 1, 2017 must complete this training prior to selling, soliciting, or negotiating such products.

*Residents who have completed this training in another state with laws similar to Alabama law will be deemed compliant with this requirement.

Additional Information

Long-Term Care Training

State required training for insurance producers that sell long-term care products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every 24-month period following the completion of the initial training and every 24-moths thereafter.

Additional Information

NFIP Flood Training

State required training for insurance producers that sell flood insurance products.

One-Time Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood insurance products.

Additional Information

Alabama Insurance Continuing Education Course Requirements

Course Presentation

Online and paper self-study.

Study Requirements

Self-Study Requirements: Students should read the course material prior to taking a closed-book, proctored final exam.

Category Restrictions

Producers and Service Representatives may take any course approved for CE credit in Alabama. Adjusters and Title agents may take any course approved for P&C credit in Alabama.

Alabama Insurance Continuing Education Exam Requirements

Exam Rules

The final exam is closed book, and no outside information may be used to complete the exam. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

Monitor Requirements

Exam Proctor Requirements: Closed-book exam must be monitored by a disinterested 3rd party. The proctor must be with a minimum age of 18 years and can be any person except for family members or individuals who have financial interest in the success of the student taking the examination. Co-worker proctors must not be above or below in the student's line of supervision.

Passing Score

Self-Study Final Exam: 70%

Reporting and Alabama Insurance Continuing Education Certificates of Completion

Certificates of Completion

WebCE provides online, printable certificates in Alabama. Certificates of completion are available to print online immediately after the final exam is passed. Because WebCE reports CE credits directly to SBS, certificates should not be sent to the Alabama Insurance Department unless required for auditing purposes. Producers are required to maintain the original certificate of completion in his or her files.

Reporting

Next-Day Reporting: WebCE reports course completions electronically to State Based Systems (SBS) every business day.

Repetition and Carryover

Carryover Rules

Excess CE hours are not allowed to be carried forward to the next 2-year license term.

Repetition Rules

Courses cannot be repeated more than once in a 2 year license term.

Non-Resident Alabama Insurance Continuing Education Requirements

Annuity State-Specific Insurance Product Training

Effective January 1, 2017: All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours by July 1, 2017. All producers licensed on or after January 1, 2017 must complete this training prior to selling, soliciting, or negotiating such products. *Residents who have completed this training in another state with laws similar to Alabama law will be deemed compliant with this requirement.

Long-Term Care State-Specific Insurance Product Training

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Alabama, non-resident producers must complete an initial 8-hour, NAIC LTC training course approved in any licensed state.
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, non-resident producers must complete 4 hours of state-approved LTC training every 24-month period following the initial training and every 24 months thereafter.

Non-resident Insurance CE Requirements

Non-resident adjusters who satisfy the adjuster requirement in their resident state or designated home state will be deemed compliant for the Alabama adjuster requirement.

Exemptions from Alabama Insurance Continuing Education Requirements

Insurance CE Exemptions

The following are exempt from Alabama CE requirements:
  • Individuals licensed for less than 12 months at the time of their first renewal.
  • Non-resident producers in good standing with their home states.
  • Non-resident adjusters who have met CE compliance requirements for their resident state or designated home state. If there is no CE requirement for the Non-resident adjuster's resident state or designated home state, they are then required to complete Alabama CE. For a list of states who do not require CE, or who do not license independent adjusters, please go to the Alabama DOI Website.
  • Producers licensed only for lines of insurance for which an examination is not required.
  • Producers licensed in Alabama for 15 years and who are at least 60 years of age. Note: Only those who were qualified for this exemption before the date of January 1, 2013, may continue the exemption and will be grandfathered in. They may continue to request exemption unless the license goes inactive for over a year, in which case this exemption will no longer apply.
  • Temporary license holders pending passage of the written examination for that line of insurance.
  • Active members of the Alabama legislature during any portion of the compliance period.
Producers who are exempt from CE, will still be required to complete LTC training. The Federal Law will not allow exemptions for LTC.

Alabama Insurance Contact Info

Alabama Department of Insurance

State Based Systems (SBS)


WebCE® provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.