WebCE provides state-approved California Insurance Continuing Education with a money back guarantee! Satisfy ALL your CE requirements at one low price with our online or paper courses!

California insurance CE course pricing:
You may select 24 hours of courses for $39.95 plus $0.75 for each additional hour. An additional $10.00 per course will be added to your total if you select paper course material.

Single CA Insurance continuing education courses start at just $4.95!

California Insurance CE

California Insurance Continuing Education Requirements

Insurance Continuing Education Provider Number: 257117

Required California Insurance Continuing Education Hours

Producers

24-hours of insurance CE, including 3-hours of ethics are required every 2-year license term.

Independent or Public Adjusters

24-hours of insurance CE, including 3-hours of ethics are required every 2-year license term.

Limited Lines

20-hours of insurance CE, including 3-hours of ethics are required every 2-year license term.

Personal Lines Broker-Agents

24-hours of insurance CE, including 3-hours of ethics are required every 2-year license term.

Life Settlement Broker

Individuals not licensed as a resident or non-resident California life agent or who have not held a resident or non-resident California life agent license for more than a year are required to complete 15 hours of education related to life settlements and life settlements transactions, prior to operating as a life settlements broker.

Insurance License Renewal

License Term

Life and Health, Property and Casualty, Limited Lines

  • The license term is the last day of the license issuance month every 2 years. For example, if you were initially licensed on June 3, 2009 your renewal date would be June 30, 2011.

Personal Lines

  • Licensed before Jan 1, 2009 - the license term is every ODD year on December 31st. If a personal lines broker-agent has an additional license(s) with a different renewal date, then all licenses will renew with the same license term as that of the original license issued.
  • Licensed after Jan 1, 2009 - the license term is the last day of the license issuance month every 2 years.

Independent and Public Adjusters

  • Licensed before Jan 1, 2011-the license term is every EVEN year on May 31st.
  • Licensed after Jan 1, 2011-the license term is the last day of the license issuance month every 2 years.

Life Settlement Brokers

  • For individuals not currently licensed as a life settlement broker and who do not hold a life agent license or have held the life agent license for less than one year, the license must be renewed on an annual basis. If the individual holds a life agent license, on the one year anniversary of the life agent license the life settlement broker becomes eligible for the two year life settlement notification. For your step-by-step notification and application procedures click here.
  • For individuals not currently licensed as a life settlement broker, but who are licensed as a life agent for at least a year will need to pay the life producer notification fee of $128 to become a life settlement broker, which is good for a two year period. The license will need to be renewed on the same date as the life agent license expires. For your step-by-step notification and application procedures click here.
  • Individuals licensed prior to July 2, 2010 as a life settlement broker who have also been licensed as a life agent for at least one year will be initially issued a two-year life producer notification of Brokering Life Settlements that corresponds with their life agent license. The life producer notification will need to be renewed on the same date as the life agent license expires.
  • Individuals licensed prior to July 2, 2010 as a life settlement broker who do not hold a life agent license or who have held a life agent license less than one year will be initially issued a one-year life settlement broker license. After one year they will either apply to renew the one-year life settlement broker license or if qualified, renew for a two-year life producer notification.

 

State Insurance Product Training Requirements

Annuity Training

State required training for insurance producers that sell annuity products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling Annuity products.
 
Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every 2-year license term following the initial 8-hour training completion.


Additional Information

Long-Term Care Training

State required training for insurance producers that sell long-term care products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products.
 
Ongoing Training
Hours: 8
Frequency: After completing the initial 8-hour training requirement, producers licensed 4 years or less must complete 8 hours of state-approved LTC training annually for the first 4 years of licensure. Producers licensed more than 4 years must complete 8 hours of state-approved LTC training in every 2-year license term.

Important Notice: In order to solicit/sell long-term care insurance in California, agents need to hold a current license as: Life Accident and Health Insurance Agent, and you must comply with the LTC 8-hour training requirements. If holding a Life-Only Agent license, agents may sell LTC only as an LTC rider on a full life policy, and must also complete the 8-hour training requirements.

Long-Term Care Partnership Training

State required training for insurance producers that sell long-term care partnership products. Must be completed in a classroom.

Initial Training
Hours: 16
Of these 16 hours, 8 hours must be fulfilled in a state-approved classrom, and 8 hours must be fulfilled by taking a state-approved LTC self-study course.
Frequency: One-time training must be complete prior to selling LTCP products.
 
Ongoing Training
Hours: 8
Frequency: After completing the initial 16-hour training requirement, LTCP insurance producers must complete 8 hours of state-approved LTCP training in every 2-year license term, which must be fulfilled in a state-approved classroom.


Additional Information

NFIP Flood Training

State required training for insurance producers that sell flood insurance products.

One-Time Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood insurance products.

Homeowners Valuation Insurance Training

State required training for insurance producers that sell homeowners' insurance products.

One-Time Training
Hours: 3
Frequency: One-time training must be complete prior to selling homeowners' insurance products.

Insurance CE Exam Requirements

Exam Rules

  • Online Interactive: Once the exam is opened, access to the course material is restricted until the exam has been graded.
  • Self-Directed: Exams are open book and students may refer to the course material as much as needed.

If the final exam is not passed on the first attempt, students have unlimited retakes.

Monitor Requirements

Online Interactive and Self-Directed courses do not require a monitor.

Passing Score

Self-Study Final Exam: 70%

Repetition and Carryover

Carryover Rules

Excess hours may be carried forward to the next year. Excess hours from an approved ethics, annuity or LTC course are carried over as general credit only.

Repetition Rules

A course may not be taken for credit more than once within a 2-year license term. Within the first 4 years of selling LTC products, producers may only repeat an LTC course every 24 months from the original course completion date.

Reporting and Insurance CE Certificates of Completion

Certificates of Completion

WebCE provides online, printable certificates of completion in California. Certificates of completion will be available to print online immediately after a final exam is passed. The licensee must keep a copy of each certificate of completion in his or her file for 5 years.

Reporting

Instant Reporting: Insurance CE credits are immediately reported to Sircon upon course completion.

Insurance CE Course Requirements

Course Presentation

Self-Directed PDF or paper textbook, Online Interactive, Classroom.

Study Requirements

Self-Study Requirements: Students should read the course material prior to taking a closed-book, non-proctored final exam. 

Category Restrictions

A licensee must take courses approved for a line of insurance he or she is licensed to sell. Courses approved as life only can only be taken by producers with a life only or life, accident, and health license. Any special requirement courses completed before a license has been issued will not be reported to the state until WebCE has received the correct license number from the student.

Non-Resident Insurance CE Requirements

State-Specific Insurance Product Training

Non-resident producers selling annuities, LTC, LTC partnership, or flood products are required to complete the same special training/education requirements as resident producers.

Exemptions from Insurance CE Requirements

Insurance CE Exemptions

Licensees are exempt from CE requirements if one of the following is true:

  • Individuals who have held a life agent license for at least one year or who obtained a life settlement broker license prior to July 2, 2010 are exempt from the 15 hour life settlement broker training course requirement. This does not include an exemption from the life agent CE requirement of 24 CE hours, including 4 hours of ethics.
  • The producer holds a non-resident license and does NOT sell annuities, LTC, LTC partnership, or flood products.
  • Non-resident adjusters.
  • The producer holds only a cargo shippers license.
  • The producer is 70 years or older and has held a California insurance license in good standing for 30 years or more. This does not include an exemption from product specific training for LTC and Annuities.
  • The producer holds a life license and claims a funeral exemption (sells less than $15,000 of insurance).

Contact Info

California Department of Insurance


WebCE provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.