Insuring personal autos is an important insurance consideration for families and individuals. The primary insurance product to cover personal auto loss exposures is the personal auto policy (PAP). This course analyzes the key coverages provided by the PAP and the options available to modify coverage to fit individual needs.
Designed For:
Property and casualty insurance agents, brokers, adjusters, and claims professionals at any level in their career
Adding additional credit may change exam requirements.
The person or thing, reading the material, mispronounces words and ignores punctuation. This makes it slightly difficult to understand complex topics.
I have used this before and it is good
Long course but value added. Thank you!
i have been using you guys for years now. Great website, great tools.
a lot of the language was very complicated, perhaps use more conversational descriptions
BEST COURSE
WebCe is the best option for me.
GREAT COURSE!!!!
best course ive done so far will continue to do use this program in the future
very easy to use
have used your services before, and chose to use them again.
These tests are difficult but very informative......
thank you
The automatic reading didn't continue on each page - I had to reactivate the page and click it myself multiple times. This meant I couldn't listen continuously without logging back it. That's the only thing I'd change - let me listen to it all the whole way through
All was very easy to complete
the questions are worded poorly and they do not express understanding
I liked the ability to track progress, to be able to retake items to assure my learning was solid.
Thanks for a great decade almost of CE! Looking forward to the next 10
Entirely too long, should be divided into 3 sections
Read it to me audio was a good feature and helped with absorbing the information
thanks again! well done.
I will use you again. It was an awesome experience.
Very appropriate for my employment.
More visual videos would be great for different style learners.
The customer service is excellent.
Found a couple mistakes where the answer choices on chapter exams did not apply
I actually felt that I learned a lot with this course. Thank you
The course was great.
The ease of reading and the clarity of it all.
Been with you guys for 7 or 78 years now going to stay with you
Dont have AI read the material. there is no emotion and reads letter A as "eye" and cannot read the sentence to distinguish live (leeve) or live (l eye ve) if that makes sense. Same spelling different pronunciations.
Thank you!
Some questions should be more detailed. It sometimes appears that more than one answer could fit
I am in Michigan, the medical payments section does not apply to us and there's no mention of our PIP which is what we have as a replacement. It would be nice to take a course that has questions for what we are trained in.
love using your product. Its great for people who have to maintain licenses over the years. You get many of different choices to be able to learn different materials over time.
This was the first time that I took this course online. I was very nervous as it is difficult for me to read online. I absolutely LOVE that you have the feature where it reads it to you!!!
Makes CE effective & easy!
Thank you for classes
I love how the courses are set up and easy to follow.
I did like that the course layout was user friendly. However, I wish the course was more interactive with video's and tips on how to remember some of the concepts.
EASY AND UNDERSTANDABLE
I have looked at other places to do my CE hours. The WebCE is the best. Easy to follow and gives a great understanding. The only place I go. Thanks,
The courses are very easy to understand, and the material was very effective.
quiz after each chaptear and hyper links were great. sometimes it was hard to follow up along with wording
I enjoy web ce lay out,. I wish there was more images / templates to look at. Some of the questions are trick questions, for sure, where more than one answer is correct. This makes it a little hard to pick the correct answer also. It is nice that you can log in, save time, and come back to it as needed and as you have time.
I always use WebCe for my CE use.
I always entrust my continuing ED to WebCE and I am satisfied with the same each renewal. I would recommend a continuous audio to go through the smaller sections. I like to listen while doing chores or on a walk and continually having to move sections does get a bit tedious.
Ease of use and course selection. Materials and scenarios were relevant to my job and prepared me for the exam sufficiently.
I liked how you can refer to the chapter link for the question being asked.
I love WebCE! I have been using it for years!
good class
Don't like the AI reader.
Great info presented in a great way!
This was very easy to follow.
Some new course packages would be nice. I do not like to build my own. More of a selection would be awesome!
would like more mini tests along the way. The read-it-to-me audio was fantastic!! Made the courses easier to understand.
Regarding the reading out of the #s, some due to the space in between it was being stated out loud/read correctly.
This was a great course
I experienced complications with resetting my password to log back in.
Love Webce . Ty
You have done wonderful job with this topic. Excellent presentation.
Everything was clear and specific
stating repeat questions with different verbiage seemed a little redundant ,but overall very goodd
Very effective, resourceful, it is easy to understand, and it's so knowledgeble, it can be useful in the future.
Easy to use
Easy to work with.
This course specifically teaches some things that are not correct in the industry. The most stated problem is with psych care under liability claims. It is common in the industry to cover these types of psychological treatment.
thank you for all the help over the years. i have enjoyed learning from your very fine courses. easy to use and very well designed. i am retiring this year so this is my last renewal. god bless you always. thank you!
Thank you
As this is for MA CE credits, the content was not Massachusetts specific and a lot of the information was actually inaccurate for the state guidelines. This led to confusion on practice tests and likely mistakes in the test environment
WebCE is my choice platform for continuing education courses.
I thought it was to long
I will use your platform to do all my continuing ed in the future.
Good Course
Thank you.
Some of the training material was unclear or misspelled. Better proofing might make it easier to understand the questions.
Excellent
Nice work! Keep on!
This was a great webinar.
excellent
I found some spelling errors in a few of the mods.
good work
You are the best ce option around
The very last chapter was half the class. It needs to be divided up, with more practice tests, or, if you won't split the chapter into multiple chapters, provide more than five practice questions. Only 5 questions for a chapter that took me hours to review were too few.
user friendly easy to use
love webce
Good course
The endorsement section wasn't as clear as I would have liked, but the final exam was perfect for the questions about endorsements.
love it.
You guys are great and always help me when I call.
Great course !
very happy with the program up to this point.
liked the father and son video class in the ethics section .
It MUST be said... THIS course is highly reminiscent of studying for my P&C - rigorous! Forewarned is forearmed.
The prepared programs to choose from based on the state made it so much easier to choose from and begin CE.
great course easy to use
This course very clear in understanding what is being explained and packed with lots of information to refresh your knowledge.
I only use WebCE nothing else. tha best in my opinion.
There are at least 10 questions that were worded weird and answers were necessarily accurate.
have used webce for several years and will continue to use.
I have used WebCE numerous times before and I will continue to do so, I actually just referred a colleague over to this site as well!
Some of the questions were not applicable to our state
There were some typos in the course content that could be confusing if I didn't use context clues to figure out what the course was trying to tell me. Sometimes it was a typo in a word, but more often than not it was the wrong name or the wrong word being used in the wrong place. Other than the typos this course was refreshingly straightforward and easy to use. I appreciated being able to review the information I got wrong so I could improve myself moving forward.
Having to sit in the course for the duration is not optimal.
The AI used to read the text was annoying and not always accurate.
Can obtain Con-Ed hours on my own time!
Everything was perfect
Great course!
Content went quickly for time requirement. Enjoy real life scenarios in questions.
Everything is perfect. No Complaints. Thanks!
Excellent!!
Awesome. Thank you!
Great CE Courses and very educational!
Great Thank you
Thank you for not forcing me to go at a "normal" pace. I read very fast and by allowing me to turn off the audio, I can go at my own pace.
Good overall program
All good. thank you
satisfactory
Outstanding writing - educational materials and test questions.
Very easy. Loved the read it to me audio.
great resource
To wordy
I loved the content
The course was easy to follow love the read to you option.
It was great! Keep up the great work.
The couise is clear and helpful.
Nothing to add, it was a thorough and educational process.
Very simple.
this will make you a lawyer way to much un need information
Loved the search chapter options.
I like it the way it is now.
I will definetly use WebCE for all future CE classes and compliance
Like that WebCE is a place that I can go and get all my CE requirements completed in one place. They make it so easy.
Excellent and convinient service.
Glad I got it done again and this may be the last time!
Very easy!
very good website
This one was wayyyyyy too long.
Great Information
thankyou
The statement that Michigan requires all drivers to have unlimited PIP is no longer accurate. New rules allow for lower coverages for PIP. This information should be updated.
The only question that I got wrong shows I selected the last answer, when in fact I selected the first answer.
The questions are often so wordy using strange names it is annoying. I am sure you are trying to confuse people but could you just be straight forward and ask questions in a clear approach. Did not enjoy these particular exam questions at all.
great website
Subjects were relevant to the course, it helps to refresh and knowing those endorsements.
Content was very confusing for PAP.
Thank you ??
Great CE. Thank you
like the simple process
When clicking on the chapter review button to get help on a question it should take you to the applicable paragraph that provides the help you need.
Transportation coverage never mentioned a deductible for $30 day up to $900 for rental car. Making quiz question wrong answer or learning material wrong.
love the names of people used in examples throughout the course
Easy to take. Can work at my own time.
The material is relevant
It was a hard course but very informative
I disliked the instances where women were specifically mentioned as the instigator in a claim caused by them crashing their car into a boyfriend's or ex-husband's parked car in a 'FIT OF RAGE'. This casual misogyny needs to be REMOVED from these materials. Come up with a better example!!
sometimes difficult to follow monotonous tone , very long course
VERY GOOD CONTENT
I like how well the course was organized and easy to follow. I didn't have any dislikes.
I liked that I could go straight to the practice questions and that they were very similar to the ones asked on the exams! Best course I have ever taken. Other companies don't allow to fast forward content or skip around but I will definitely only be using Webce in the future.
Wonderful
This course was very informative and i learned alot.
The presentation of the PAP endorsement section is very long and appears tedious. Maybe breaking that up into sections would be easier on the student.
Great Course!
Easy to follow
They help me every time I speak with someone and I never have a bad experience
I truly enjoyed your course
I didn't know how much I did not know. Thank you for the information.
I found many questions to be too vague when pair with the possible answers. Based on real life experiences, more information would have been required on more than a couple to actually get the correct answer in real life.
exam was difficult and confusing questions at times.
EACH YEAR I TAKE THE CLASSES, THEY HAVE GOTTEN BETTER. THE ONE THING THAT COULD GET 'BETTER' ARE THE LENGTH OF THE QUESTIONS, SOMETIMES RAMBLE ON, AND HAVE TO GO BACK AN RE-READ LIKE ITS A LONG PARAGRAPH. BUT THAT HAS ALSO GOTTEN ALOT BETTER! THANK YOU FOR BEING BETTER
I have been an insurance agent for 53 years and I still picked up items I was unaware of.... So thank you for that
very helpful to put head phones on at work listen to what is being read is amazing thanks for that
Thank you very much!
I was unaware that Trip Interuption coverage (PP 1302) covers mechanical breakdown. I thought that a covered loss IE comp or collision was required.
this WEBCE is awesome
very informative!
chapter 8 was too long.
nice and well explained
i would like video with it the audio is choppy and makes it hard to focus like a run on sentences
Read to me audio was very effective in helping me understand the material.
Course overall was OK but the time spent on the endorsements was not as useful as the rest of the material. The state-specific variations make many of these endorsements irrelevant for many users.
This section felt timed better.
MATERIAL WAS VERY EASY TO UNDERSTAND.
WANDERFULL
Some of the practice test questions can be cumbersome and not make total sense.
I loved it
the read to me option did not work, very hard on eyes to stare at the screen that long
The side scroll should keep pace with the chapter as it's being read
The ability to save and exit and come back when ready is very crucial to me
both courses were very informative. I was glad I was able to read the slides vs listen to them, since I'm a fast reader. The questions were good--they covered the material but no "trick" questions. Thanks for a great experience!
The endorsements were the number as opposed to the title or name of the endorsement in the last section of practice questions. This caused a bit of consternation as I had not memorized the numbers.
WELL ORGANIZED AND THOUGHTFUL LAYOUT.
I did not use the audio. The voice was more distracting than helpful.
Great program!!
There is no course out there that provides the quality of tools, and sets people up for success like WebCE. I am truly grateful that I was able to use this to further my career!
course was decent, straightforward and not convoluted. My only recommendation would be to include more visual examples of coverages or exclusions to help establish the difference in the mind of the student, because many of the coverages and exclusions contain the same words and are difficult to remember.
The course was a bit extensive when comparing the material with the exam. However, the was very informative and enhanced my ability to serve my applicants and insured's.
Great, but need study and reviewed hardly to pass Exam.
Awesome
The test was very involved & long. The material was a bit excessive.
I did not like ho the questions were asked (everything "Except").
The orator was terrible. I had to turn off the audio and read it myself. There were run on sentences, mispronounced words and infliction of sound was incorrect making it difficult to comprehend.
The examples you provide are very helpful
it is educational and exciting to learn about
I did notice several typos within the course, ranging from use of "any way" where "anyway" would have been correct, to one section where several sentences were duplicated, resulting in a jumbled, unclear paragraph.
I will only use WEBCE from now on. I love it!!
loved it
The course is easy to understand and complete.
To long
The font made it easy to read the questions. Only having 5 questions at a time to answer made it easier to study in chunks.
I decided on 12 hours perhaps you could split this 12 hours into 4 segments to make easier.
You are doing an excellent job for Insurance CE
curse was good and easy but i would like it for it to be a little bit more short since moms and full time workers don't have that much time to be reading so much information. for final test maybe if is also 20 questions would be better, but overall great curse i would definitely recommend.
thanks!
I've learned a great deal of the subject matter than I had expected to. I was an agent for 17 years and this was the most I've learned throughout the years about my profession. I'm more well-informed of the do's and don't of insurance. I had only one set back of not being able to log into the system one day, but it was resolved in a timely manner. Thank you for the informaion
completed thanks
some answers to questions were questionable...
emjoyed the course
When searching for subjects to reread, the program would not bring up the subject and say not found but when scrolling down would find the subject
The ease of use as I was caring for my 91 year old mom during the course. Then, her death. I was able to take time off for extended hospital visits, then funeral and tornado damage. A LOT of unexpected interruptions!!
It would make sense if the questions related to Michigan when you are taking a Michigan test. Many of these other state questions are not correct. No one in MI would have $25/$50/$100 limits....
great company and the testing is very well put together.
The course material is very difficult to read and boring. Would be nice to have more interactive elements, photos. The written examples were good - that was how I learned about each coverage.
Fantastic courses
Extremely wordy course. I feel that information could be presented in a much more condensed manner so as to save time for the learner.
Thanks!
Stop using gendered pronouns in the course. These are not pertinent to material facts of insurance
The AI gentleman's voice was monotone which was hard to following, got boring listening to same tone.
Too much “nonsense” in your questions.
Very easy to use and understand
The Read-it-to-me audio needs tweaked concerning pronuciation.
Excellent material; very educational!
Very dry course and painful to get through. The redeeming factor found within these walls of text and specific policy language / endorsements is when they give examples of how that endorsement or coverage would apply.
The information contained in this course was informative and was explained with good examples on how this coverages and/or exclusions would apply. However, the amount of credit hours of 24 actually takes 48 hours in real time studying to complete. Just have to be aware to allow for this extra time.
too much unnecessary content
The audio made the course extremely user friendly
Great Way to fine tune my insurance knowledge
this helps with nothing to sell insurance
see you in two years, send in my credit notification
As I work from home or often only have time to test when I am home, I either had to call in someone to proctor or take my laptop to somewhere to test with a proctor. I did see where the virtual proctor is also an option but found it difficult to get someone to find the same time to spend with me while I tested. Other than this, the text, video and testing was easy to use and understand.
The audio voice was too animated. Would like to hear a more infliction and rate slower with a female voice
THE COURSE WAS FUN AND VERY EDUCATIONAL.
love how you sectioned the 50 questions, tackling it 10 at a time made it less overwhelming after a long day....thank you
all was good
I've used WebCE for many years- always a great experience.
IT WAS QUICK AND EASY AND THE FLEXIABILITY WAS A PLUS!! DEFENTLY USE AGAIN
Web CE is the best
I found it interesting that after the course was read to me in less than 12 hours, the system still required me to be logged in for an additional hour.
LEARNED ALOT!!!!
Good resource for keeping up to date on changes in coverages, etc.
Very basic but not boring, easy and informative.
FELT THAT MANY AREAS WERE FILLED WITH ALOT OF WORDING THAT CAUSED CONFUSION.
This was some great information. I relearned so much about Personal Auto Policy coverage. Although I have been doing my insurance profession for over 20 years, there were still some questions, I needed to rethink. I love the way the questions on the test can be a little tricky, that keeps the mind sharp.
great and simple to use
Good course.
this course is great!
very easy to understand
ultimately the verbiage used is not common phrasing or verbiage . The way the questions are worded is to much in some scenarios and not commonly used phrases
well done very informative and a great refresher.
great course
some of the questions are worded strangely
to wordy in order to trip you up or mislead you.
some questions lacked similar terminology to the available multiple choice answers. Made some items unclear.
too many questions
course exam to freaking long
Reading material a little lengthy but if you don't read the material it would effect your progress, nice refresher though, thank you!
too many examples that seem correct when there is only one answer.
Didn't appreciate the practice questions citing the form number rather than the endorsement name as I did not have the numbers memorized. Otherwise, the materials and practice questions were helpful.
This course is a great update to anyone selling auto insurance
I loved the convenience and affordability of the course.
Giving examples of different situations, helped me to understand it so much better than just giving a definition.
Excellent course. Congrats.
This was hard but very thought provoking
Very easy to navigate, clear material to understand, very convenient to be able to start then pause and continue at a later time
You Guys are the BEST.
AWESOME PLATFORM
use only information from the state you are taking the testg
All good.
Good course and very informative
WebCE is the best place to do CE work.
I thought that the material was informative and presented in a format that was easy to understand. I liked the audio because it helped to keep me focused. My only negative comment is that some of the questions lacked details that were important in answering the questions. It was only on 3-4 questions. This course is far superior to other companies that I have taken. I will stick with WebCE.
great job. I will continue to use web ce for all my ce credits
the questions on the exam felt harder to understand than necessary.
stop with questions that are a paragraph long.
wish there was an option for audio to read questions on final exam.
The layout and time to complete is very helpful and useful. Thank you!
Reduce the amount reading materials, some are just too long
I give WebCe a 5 Star Course Rating
Great Course WebCe
Excellent!
At times, it was hard to understand the AI reading the contact. I would have to go back several times to relisten. Also, it seemed more geared to California law than the majority of the United States for the most part, adjusting to current state laws, In one’s mind, made it a little easier. At least the test questions were pretty much straightforward and could easily be answered.
Thus far, I find these courses well made and tailored to test an agents reasoning and logic in such a fashion as to foster a fair and reasonable retention of the information presented.
Text only study filled with legal jargon like "tortfeasor". Just write it in a way that makes sense to a regular person, not a lawyer.
So happy to pass! Thank you!
I always have a good experience with this website. Thank you!
Great and easy to use as always.
some typos discovered,
NC is very unique with their auto policy and much of what was in here is not applicable in NC>
questions way to wordy stick to facts
well written
It was way too long and very tricky. Did not enjoy this at all.
I may have missed it but having the option for the pages to automatically continue would be awesome.
GOOD TO LEARN
the course was excellent
Overall excellent!
Thank you for providing the read to me option for a person like me who has test anxiety. This is a great feature to have.
Fantastic refresher and I learned many new things
good study materials
I really appreciated the fact that the system does not "time out" quickly. It made it a lot easier to come back to the course if I was interrupted. I also appreciated the "save and exit" option.
I like that I was able to pause when I needed to and save and return to where I left off.
I liked the way we can stop at any time to do other work-related activities, and then come back at a later time or date to complete the Con Ed course.
This was a great class. Easy to understand and loved that you could work at your own speed. I have already told friends they should try your classes.
Some of the questions are a little bit vague and don't seem like they have enough information
hard to understand
This course is Very long and could have been broken down more so that there wasn't such a huge amount oi time between starting the course and taking the final exam.
Great!!
Good content. A little wordy, in that the same scenarios seemed to be repeated with the same people's names often in examples.
it was ok
A third of these questions contradicts what my company allows or teaches. The material seems geared for specific agents and is hard to follow when it's not how my company operates.
The study materials were easily accessible and allowed for learning at my own pace ...
all good
I love WEBCE !!!!!!! I've been an Agent 25 Plus Years & stumbled on WEBCE 10 years ago or so
This is very flexible, I like that I can pause when my eyes are bleeding and come back to it. The examples are great, help clarify.
Great Program by being very user-friendly!
Tailored more to Oklahoma language and insurance
I'm glad I'm finished!! LOL!
I feel additional time should be allotted for course completion due to the length of the final exam and some of the lengthy sections, but otherwise it was a good paced course.
very good courses and I enjoyed this training very much
WebCE is great! Thank you for providing coverage and endorsements updates!
good website to get your CE :) JJ
Please highlight the main word exclude, include would not or would. The trick question main word. That way you do not have to read the questi0on 2 time for that one word.
everything was great
Courses are easy to find, the site is easy to navigate and content is interesting.
Great Course
Hard to actually find specific answers to questions
Sometimes the jargon used can be confusing, however, the use of examples to clarify really helps to apply the information
good course
This was a great course. However i think it should be divided into two 6 credit courses. It was so long with the reading.
I liked that the material was pretty easy to read, however the audio was a little distracting because some worlds were not pronounced correctly. Overall the course was easy to complete and the test questions we easily matched to what was read.
One very detailed course. A good % can be eliminated and still be effective.
Really liked the read it to me audio. Definitely the way to go with CEs!
I had a slight problem navigating the website, but I'm 60, so I did not grow up during the computer age. Still, I found everything I needed after poking around a bit. I did find the customer service representative to be very helpful and friendly during my initial phone call!
great refresher, makes you think.
THANKS!
Very thorough course. Informative
Great material.
I thought the readings were very straight forward and informative. When taking the exam, I felt like a lot of the questions were very similar to each other though.
I would like some extra test to practice before the final test
This is my second time using WebCE and I will continue to do so in the future. The website and courses are easy to maneuver through and the material is very beneficial to the exam.
Sections were too long..meaning there would be a bold headline then three pages of close together paragraphs that were hard to read
excellent study program and user friendly
Great and long course . passed with 92 Yaay!
WebCE is such a great website love how everything is easy to understand and super healpful
The reading and testing was exhausting but website easy to understand and maneuver!
alot of the content was very universal and not specific to one insurance provider, which in some times made it very confusing because the quite a bit of the language/forms/endorsements names used here are very uncommon within our company.
Love some of the amusing stories and answers you add. It helps perk you during what might be a boring section.
This course was very clear and separated the topics in easy sections to follow. WebCE is great!
It was a long with a lot of information. I would be better if you had smaller tests after each part.
Understanding Personal Auto Insurance Course is long and boring.
All the examples provided are well done.
honestly it was too long. that could have been 3 classes easily maybe in a bundle and it would have been easier to understand and test if it was broken up into sections
Some of the answers were not clear
the content really needs to be simplified.
Audio player is the best
very easy to read and questions laid out in a goo manner
I appreciate the review, some of it seems a bit confusing in the way they word quesitons.
it is so informative and worth reviewing .
very informative and easy to follow
I was very pleased with the test and results
I really love the self paced aspect of this learning material.
course material didn't help me with the test
this is terrible
the Test question were straight forward no tricks of twist of wording. Thank you for making this a pleasure to learn.
Very easy to use!
It is very detailed and has information that every licensed insurance provider should have, but a more engaging experience would make it a little easier to finish. If possible, having a sidebar with the course table of contents would be nice. Showing approximate completion time for each section would help for planning purposes too.
TOO MANY QUESTIONS ARE "EXCEPT". Just ask the questions, don't try to trick the tester. WE are not in High School anymore.
material was very clear, and organized to understand
material not very clear. confusing
Interactive learning opportunities, videos, etc, would be helpful.
the verbiage is very ambiguous
very satisfied
content was good - great refresher!!
Excellent program and easy to understand.
I found the "except" comment to be confusing . . . must be read aloud to totally understand the question.
Better than any other CE provider.
Again, as previously stated, why can you not provide the correct answers for questions on the quiz and test that I answered incorrectly when reviewing them after the test??????????????????????
I'm very pleased - it was quick & painless
the only suggestion i may have is when it is on auto play, allow it to continue to the next chapter without having to push next
A few of the questions in this course test had multiple correct answers.
WebCE is the very best!
This is a great way of doing the CE courses.
very helpful and informative
No additional comments
The voice of the content reader is a bit flat.
I think some of the questions are very vague. Especially the coverages.
It's a lot of information in one course. Perhaps two smaller presentations would help with completion
easy to understand
Ease of use