Insurance CE > Texas > Life / Health

Fixed Annuities - CLEQ

Overview

Market volatility, shrinking retirement savings, increasing longevity, and high late-life health care costs have changed retirement planning. It now focuses on accumulating sufficient assets and efficiently distributing them during retirement. Fixed annuities, both traditional and indexed, provide a stable, guaranteed value for a diversified retirement plan. This course offers an in-depth study of fixed annuities, highlighting their role in retirement savings and distribution.

Summary Details

Hours

4.0

Price

$19.95





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Learning Objectives

  • Explain the purpose and function of annuities, both immediate and deferred
  • Describe the differences between traditional fixed annuities and indexed annuities
  • Explain how fixed and indexed annuity values grow
  • Outline how annuities can be used for tax-deferred accumulation and lifetime income
  • Demonstrate an understanding of the tax treatment of annuities at all phases: during accumulation, during payout, and at death
  • Describe the benefits and drawbacks of fixed annuities, and when they may-and may not-be suitable for consumers


Designed For:

Life and health insurance producers and finance professionals


Approval Entity
ClearCert assists leading insurance carriers with their responsibility to certify producer compliance with mandatory AML, Annuity, LTCI, and Flood training requirements. WebCE has participated in the ClearCert network since the company was founded in 2008 to ensure producers receive full credit from their carriers for their course completions. WebCE will automatically report completion of this course to ClearCert.


Course Information

Adding additional credit may change exam requirements.

Access Period: 12 months
Prerequisites: None
Delivery Method: Classroom Equivalent
PDF Download: Not Available
Provider of Record: WebCE
Provider Number: 46877
Last Reviewed: January 2025
Study Level: Intermediate
Approved For: ANNUITY, CLEQ

Exam

Proctor: No
Passing Grade: 70



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