Flood Insurance Fundamentals: NFIP Training for Insurance Producers


Standard residential and commercial property insurance policies that cover buildings and their contents normally exclude coverage for flood losses. Since flood damage was traditionally considered uninsurable due to its widespread and catastrophic nature, Congress passed the National Flood Insurance Act of 1968 that established a form of government insurance against flood losses and created the National Flood Insurance Program (NFIP).

This course covers topics in FEMA's outline of "minimum training and education requirements," but goes beyond the minimum requirements by including useful information that makes the details more understandable.

Learning Objectives

Upon completion of this course, students will be able to:

  • identify, define, and use key technical terms associated with the NFIP
  • identify events that fall within an NFIP policy's definition of "flood"
  • identify the types of property and describe the peril that can be covered under a standard NFIP policy
  • describe general rules and procedures associated with handling NFIP applications and policies

Designed For

P&C producers, adjusters

International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

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