Adjusting California Earthquake Claims

Overview

The California Code of Regulations requires insurance adjusters who evaluate earthquake claims for or on behalf of an insurer to complete a course of instruction that meets all requirements set forth in that section. This course includes the topics required by that section of the Code and addresses these topics from the perspective of an insurance claims adjuster who must not only identify damage to property but also distinguish between earthquake damage and preexisting damage, damage from wear and tear, or damage from other perils or causes.

Learning Objectives

Upon successful completion of this course, students will be able to:

  • understand how to conduct a thorough property inspection, identify recent earthquake damage and procedure to follow if hidden damage is later discovered
  • understand the California Department of Insurance's Earthquake Claims Mediation Program
  • determine when repair or replacement of concrete is required and proper methods for concrete repair, including injected epoxy methods
  • recognize the existence of government programs designed to assist earthquake victims and understand how these programs and deadlines interact with the underlying insurance claim

Designed For

California adjusters
International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

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License or Certification

Regulator

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