This course presents the concept of ethics and law for licensed Texas insurance agents. It does so through a variety of topics that have been held by the Texas Department of Insurance to be consistent with "insurance ethics," and focuses not only on ethics as a philosophy, but on related issues and standards that affect the day-to-day business of insurance in this state.

• apply ethical principles to Texas insurance law and practice
  
• identify and fulfill agent responsibilities under the law
  
• recognize and avoid unfair or deceptive acts and practices in insurance
  
• handle claims settlements ethically and fairly
  
• develop and utilize truthful and ethical advertising practices
  
• identify and prevent insurance fraud
  
• maintain data privacy in accordance with regulations