This course presents the concept of ethics and law for licensed Texas insurance agents. It does so through a variety of topics that have been held by the Texas Department of Insurance to be consistent with "insurance ethics," and focuses not only on ethics as a philosophy, but on related issues and standards that affect the day-to-day business of insurance in this state.

Upon completion of this course, students will understand:

• the importance of ethics and ethical conduct
• ethics and Texas insurance law
• agent duties under the law of agency
• unfair or deceptive acts or practices
• unfair claim settlement practices
• fair and ethical advertising
• insurance fraud
• privacy requirements