This course examines the many gaps that can occur between an organization’s loss exposures and its insurance coverage. Most of the coverage gaps that are identified and discussed in this course are drawn from comments posted in the International Risk Management Institute, Inc. (IRMI), LinkedIn group as well as from research conducted by the IRMI research team. They are not an academic exercise—they are real, and they exist in many commercial lines insurance programs. This course is a practical guide for identifying and closing common coverage gaps. Any risk manager, risk management consultant, agent, or broker who masters and applies the knowledge in this course will, as a result, become more effective in protecting the organizations he or she serves by minding the gaps in coverage.