Flooding is the costliest natural disaster in the U.S., affecting all 50 states. Around 90% of natural disasters involve flooding. Licensees need to counsel consumers on flood risks and insurance benefits. This course covers the National Flood Insurance Program, Risk 2.0 pricing, mandatory insurance for certain homeowners, reading flood maps, private vs. NFIP coverage, local mitigation efforts, and the role of real estate licensees in advising clients on flood risks and disclosures.

• describe the current National Flood Insurance Program (NFIP)
• explain FEMA flood terminology and how flood hazard mapping works
• discuss flood insurance requirements and homeowner obligations
• identify environmental hazards associated with flooding
• explain the importance of disclosing previous flooding of a property
• recognize your role as a real estate licensee when it comes to flood insurance

Real estate professionals at all stages of their careers