Flood Insurance 2.0


Flooding is the costliest natural disaster and most severe weather threat to property owners in the country. In fact, around 90 percent of all U.S. natural disasters involve flooding and all 50 states having a flood risk. Given these statistics, it is important for licensees to understand how to counsel consumers about the risks of flooding and the benefits of flood insurance.

This course explains the features of the National Flood Insurance Program and its pricing methodology, Risk 2.0. Additionally, the course describes which homeowners are required to purchase flood insurance, how to read flood maps, private insurance versus NFIP coverage, and local flood mitigation efforts. The course concludes with a discussion of the real estate licensee's role in helping clients understand their flood risk, disclosure duties, and the impact of flooding on their properties and health.

Learning Objectives

Upon completion, students will be able to:

  • describe the current National Flood Insurance Program (NFIP)
  • explain FEMA flood terminology and how flood hazard mapping works
  • discuss flood insurance requirements and homeowner obligations
  • identify environmental hazards associated with flooding
  • explain the importance of disclosing previous flooding of a property
  • recognize your role as a real estate licensee when it comes to flood insurance

Designed For

Real estate professionals at all stages of their careers

Find this course for your license:

License or Certification