Few issues are more compelling than the need for long-term care. As our population ages, and as more and more people live longer in their retirement years, ever-larger numbers will be forced to confront this issue. The question is, will they be prepared? Are you, as a producer or financial advisor, ready and able to counsel your clients and prospects on long-term care and the options available for funding and delivering that care?

This course offers a comprehensive study of long-term care and long-term care insurance. Designed to meet Tennessee's 8-hour training requirement for licensed producers who sell long-term care insurance, the course covers the nature of long-term care, available long-term care services and providers, long-term care insurance products, government-sponsored health care options (including Medicaid), partnership programs, alternative LTC funding options, and the ethical and suitability issues associated with long-term care products and policies. The course concludes with a chapter on Tennessee’s Long-Term Care Partnership program and the state’s Medicaid program, TennCare. 

Important Note: Please verify you have the proper license before ordering and completing this course.

Upon completion of this course, students will be able to:

• describe the conditions that have led to the need for long-term care
• describe the types of LTC providers and the services they offer
• demonstrate understanding of the options and limitations of Medicare and Medicaid for paying for long-term care
• outline and define the purpose, function, features and application of long-term care insurance
• explain the fundamentals of LTC partnership programs and the requirements for policies that are sold with these programs
• demonstrate an understanding of the ethics and suitability issues that surround the sale of LTC insurance
• describe the basics of Tennessee's LTC Partnership program and how this program interacts with the state's Medicaid program, TennCare