• Concept a retirement income savings plan that specifies a targeted accumulation goal
• Demonstrate a basic understanding of Social Security and how, for most, this program continues to be the foundation for retirement income
• Differentiate among the various types of qualified plans available through an employer--their features, benefits, and limitations
• Articulate the distinctions between traditional and Roth IRAs and when (and how) they can be properly employed to accumulate retirement funds
• Demonstrate an understanding of investments and how they can be used as funding vehicles for retirement plans
• Demonstrate an understanding of the rules regarding early and required retirement plan distributions
• Outline the need to include health-care planning in a retirement plan and cite the various public and private plans available for this purpose

Life and health insurance producers and finance professionals