Understanding Personal Auto Insurance


Insuring personal autos is an important insurance consideration for families and individuals. The primary insurance product to cover personal auto loss exposures is the personal auto policy (PAP). This course analyzes the key coverages provided by the PAP and the options available to modify coverage to fit individual needs.

Learning Objectives

Upon completion, students will be able to:

  • identify basic eligibility requirements of the PAP
  •  identify key personal auto rules, such as use classifications and primary and secondary factors
  • distinguish between the coverages available
  • identify ways in which personal auto coverage may be modified by endorsement and the circumstances under which standard endorsements are used

Designed For

Property and casualty insurance agents, brokers, and adjusters at any level in their career

International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

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