With the aging of the baby boom generation and the cost of health care continually rising, the issue of long-term care (LTC) is of major importance to both consumers and policymakers. Designed for producers who must meet Massachusetts' ongoing 4-hour training requirement for long-term care and long-term care insurance, the course details today's long-term care insurance policies, including common features, provisions, options, and limitations. The course examines the ethical and suitability issues producers may face when offering long-term care insurance and concludes with a unit on Massachusetts' MassHealth program and how the purchase of a qualifying long-term care policy can exempt the insured from certain MassHealth eligibility and estate recovery rules.

This course fulfills Massachusetts’ ongoing 4-hour training requirement for licensed producers who sell long-term care insurance.