Unlocking Tax Savings for Federal Retirees


Navigating the complex tax rules related to federal retirement benefits can be confusing. This course breaks down the tax implications of distributions from the Civil Service Retirement System (CSRS), Federal Employees Retirement System (FERS), and Thrift Savings Plan (TSP) for retired and disabled federal employees and their survivors.

You'll learn how to calculate the taxable amount of annuity payments using the simplified, general, and three-year rules based on factors like annuity start date. You will also get clarity on exceptions to early withdrawal penalties from TSP plans, learn the special rules related to disability retirement, benefits for survivors, lump-sum payments, etc., and be exposed to valuable techniques for minimizing taxes and maximizing savings on civil service retirement benefits.

Learning Objectives

After successfully completing this course, students will be able to:

  • identify the appropriate tax treatment of distributions to retired civil service employees
  • identify the appropriate tax treatment of distributions to survivors of civil service retirees and employees
  • identify the appropriate tax treatment of distributions to disabled civil service retirees

Tax Year: 2023

Designed For

CPAs, EAs, and other tax professionals

Advanced Preparation


WebCE® is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org. For more information regarding WebCE administrative policies such as refunds, cancellations and concerns, please contact Support Services at 877-488-9308.

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License or Certification