Financial planning reduces clients’ stress about money, supports their current needs, and helps build long-term financial goals, including retirement. This course focuses on financial planning in detail and what insurance producers and advisors need to know when helping clients develop a sound financial plan. The course identifies what financial professionals need to consider when developing a customized plan that addresses their client's unique needs.

• cite the most important components of financial planning
• identify the pertinent data to collect from clients to develop a personalized financial plan
• understand how to analyze the data to create a financial plan that best suits the client's needs
• explain the uses of life insurance in managing personal risk list important steps and tools for funding a college education
• understand issues surrounding the transfer of property at death