Overview
The insurance industry has developed products, principles, and methods of delivering coverage over a period of time spanning centuries. Not surprisingly, the body of insurance knowledge that has been created is enormous and complex.
This course provides a comprehensive, in-depth study of life and health insurance principles and coverages. It is directed at insurance practitioners who have a basic understanding of these topics and want to delve deeper into the policies and practices that constitute the foundation of their industry and profession, providing practical insights into a broad range of insurance products and insurance-related concepts. The course concludes with an in-depth discussion of professional ethics applying to life and health insurance agents.
Learning Objectives
Upon completion of this course, students will be able to:
- identify the contractual nature of insurance products
- explain how insurers and producers are regulated
- recognize the basic characteristics and benefits of various types of life insurance, health insurance, and annuities
- describe the tax treatment of life insurance, health insurance, and annuity contracts
- calculate an individual's personal life insurance needs
- cite the primary business uses of life and health insurance
- summarize the principal similarities and differences among the various types of tax-advantaged retirement plans
- compare the features and eligibility requirements of insurance programs that are designed for seniors
- recognize the ethical principles that should guide every insurance producer's professional activities
Designed For
Life and health insurance producers; financial advisors and planners
Find this course for your license:
License or Certification
Regulator
Type