Life and Health Insurance Essentials


The insurance industry has developed products, principles, and methods of delivering coverage over a period of time spanning centuries. Not surprisingly, the body of insurance knowledge that has been created is enormous and complex.

This course provides a comprehensive, in-depth study of life and health insurance principles and coverages. It is directed at insurance practitioners who have a basic understanding of these topics and want to delve deeper into the policies and practices that constitute the foundation of their industry and profession, providing practical insights into a broad range of insurance products and insurance-related concepts. The course concludes with an in-depth discussion of professional ethics applying to life and health insurance agents.

Learning Objectives

Upon completion of this course, students will be able to:

  • identify the contractual nature of insurance products
  • explain how insurers and producers are regulated
  • recognize the basic characteristics and benefits of various types of life insurance, health insurance, and annuities
  • describe the tax treatment of life insurance, health insurance, and annuity contracts
  • calculate an individual's personal life insurance needs
  • cite the primary business uses of life and health insurance
  • summarize the principal similarities and differences among the various types of tax-advantaged retirement plans
  • compare the features and eligibility requirements of insurance programs that are designed for seniors
  • recognize the ethical principles that should guide every insurance producer's professional activities

Designed For

Life and health insurance producers; financial advisors and planners

Find this course for your license:

License or Certification