With the aging of the baby boom generation and the cost of health care continually rising, the issue of long-term care (LTC) is of major importance to both consumers and policymakers. Designed for producers who must meet Virginia's ongoing 4-hour training requirement for long-term care insurance and partnership policies. The course details today's long-term care insurance policies, including common features, provisions, options, and limitations. The course examines the ethical and suitability issues producers may face when offering long-term care insurance and concludes with two units on Virginia's Medicaid and LTC partnership programs.

This course fulfills Virginia's ongoing 4-hour training requirement for licensed producers who sell long-term care partnership policies.