Variable Universal Life

Overview

Variable universal life insurance (VUL) combines the investment opportunities of variable whole life with the flexibility of universal life. This course covers VUL’s foundations, functions, funding, and suitability for clients, detailing its flexible premiums, adjustable coverage, and death benefit options.

Find this course for your license

License or Certification

Regulator

Objectives

Describe how variable life insurance developed and its defining characteristics, such as fixed minimum death benefits and fixed premiums
Know the factors that contributed to the development of VUL and describes characteristics of VUL that differentiate it from other forms of life insurance
Review a checklist for clients interested in VUL to note their suitability characteristics

Designed For:

Life and health insurance producers and finance professionals

Course Information

Adding additional credit may change exam requirements.

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