Insuring Pets


The NAIC’s Pet Insurance Model Act, which requires specific training for producers selling pet insurance, has been adopted in a number of states. This course meets all the regulatory requirements of the Act.  However, it provides added value by also explaining the coverages available for pets under a number of different types of policies. This holistic approach allows agents to advise their clients as to all of the risks and protections available for their pets. Adjusters, too, will be educated as to how the various policies will respond to the unique risks that pets can present. 

Learning Objectives

Upon completion of this course, students should be able to:

  • explain the regulatory and training requirements insurers and their representatives must meet in states that adopt the NAIC Pet Insurance Model Act
  • describe common variations in the definitions, insuring agreements, conditions, and exclusions in pet insurance policies
  • identify factors insurers typically consider in underwriting and rating pet insurance
  • explain how insurance professionals can assist clients in deciding whether to purchase pet insurance and which policy and options to select

Designed For

P/C producers, adjusters
International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

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