• describe the licensing requirements for agents and the duties of licensed versus unlicensed personnel
• understand the requirements for advertising and record-keeping
• understand the methods the Department of Financial Services uses to communicate with agents
• discuss recent developments at the state and federal government level that affect the life insurance industry
• understand the broad ethical duties an agent owes to insureds and insurers and the types of behavior prohibited by the Code of Ethics
• describe unfair methods of competition and unfair or deceptive acts as they pertain to life insurance and annuities

Licensed life insurance and variable annuity producers in Florida