IRMI on Homeowners: Property Coverages and Covered Perils


The six policy forms are available to tailor homeowners insurance coverage to meet the needs of specific classes of insureds. Understanding the differences in the six forms is critical to arranging the proper coverage for clients. This course reviews the six forms and their eligibility requirements along with the perils covered and the extent of coverage.

Learning Objectives

Upon completion, students will be able to:

  • differentiate between the six homeowners forms
  • explain the eligibility requirements for the different homeowners forms
  • explain the property coverages under homeowners forms—Coverage A (Dwelling), Coverage B (Other Structures), Coverage C (Personal Property), Coverage D (Loss of Use), and additional property coverages
  • identify the covered perils for the four basic property coverages

Designed For

Property and casualty insurance agents, brokers, and adjusters at any level in their career

International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

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