Overview
For a business, facing a lawsuit can be financially devastating, regardless of the outcome. Commercial General Liability (CGL) insurance provides critical protection against the unpredictable financial impacts of legal liabilities. This course presents a range of scenarios where one party is held responsible for damages or injuries caused to another party. This course material explores specific liability scenarios and discusses how CGL policies can provide protection to insured individuals and organizations.
Find this course for your license
License or Certification
Regulator
Type
Learning Objectives
• understand the basis of legal liability
and how insurance functions to protect insureds from the financial
consequences of that liability
• identify the broad categories of general liability loss exposures-premises, operations, products, completed operations, contractual liability, independent contractor-and how the CGL policy addresses each
• identify the standard CGL exclusions, what is excluded by each, and what is left unexcluded by each
• understand how the limits of insurance
under a CGL policy are structured
and how they determine the amounts to be paid for a claim
• identify the most common ways in which CGL coverage may be modified by endorsement
Designed For:
International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.
Course Information
Adding additional credit may change exam requirements.
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