Professional Liability Insurance Coverage Triggers

Overview

Professional and liability policies often include a claims-made coverage trigger rather than the more common occurrence coverage trigger.  This course provides a detailed look at how both claims-made and occurrence coverage triggers function and are used in professional and management liability insurance policies.

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Learning Objectives

  • Define the term “coverage trigger” and distinguish between the two types of coverage triggers
  • Explain the key terms associated with claims-made coverage triggers
  • Show how claims-made coverage triggers apply in actual claim situations
  • Explain how extended reporting periods and arranging coverage on a prior acts basis can be used to close potential gaps
  • Analyze the major advantages and disadvantages of claims-made coverage triggers from the perspective of both the insurer and the insured 


Designed For:

Property and casualty insurance professionals in all stages of their career


International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

Course Information

Adding additional credit may change exam requirements.