Insuring Funeral Homes


Course Description
Funeral homes are small, medium, or large businesses that offer important, necessary, and unique services. Most of a funeral home’s insurance needs are essentially the same as those of other businesses; however, some exposures take on special significance and benefit from the special attention, modified coverage details, or higher-than-usual limits. Other exposures are truly unique and require equally unique insurance coverage. 

The course examines the risks associated with funeral home operations and explains the various ways of insuring them. Common, modified, and unique insurance forms are discussed, with emphasis on coverage modifications and unique coverages specifically designed for those in the death businesses. Detailed attention is given to the Insurance Services Office, Inc. (ISO), funeral homes program, because the several endorsements available in that program incorporate the specialized coverage features that are most important to funeral homes. 

The course covers the following:

  • Funeral Operations, Loss Exposures and Insurance Options
  • Property Insurance on Buildings and Contents
  • General Liability and Professional Liability Insurance
  • Other Types of Insurance


International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference services. IRMI publications are considered the ultimate authority by leading insurance practitioners and even federal appellate courts when interpreting insurance coverage. Use the knowledge you gain from IRMI CE courses with confidence, knowing they are written by seasoned insurance professionals who employ diligent quality assurance standards to provide the most up-to-date, practical, and reliable information possible.

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