Final Expense Insurance

Overview

This course covers final expense insurance, including common policy types and their provisions, underwriting standards, and the market for these plans. It also explains typical buyers’ needs and motivations, and concludes with tips on ethically presenting these policies to prospects to grow their business.

Find this course for your license

License or Certification

Regulator

Learning Objectives

Understand the final expense insurance product and its applications in a given case
Identify the size, composition, and needs of the final expense market
Understand the difference between simplified issue and guaranteed issue graded benefit policies
Explain common riders and features found in final expense policies
Understand the needs-based approach to selling final expense insurance
Identify the special ethical considerations that attend to selling insurance to senior buyers

Designed For:

Licensed life and health insurance producers, licensed pre-need brokers, funeral directors, advisors working with senior clients

Course Information

Adding additional credit may change exam requirements.

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