Flood losses are rising, yet many homeowners remain uninsured due to misconceptions about coverage, perceived risk, or limited access to policies. This course demystifies personal flood insurance by exploring gaps in traditional homeowners policies, the role of the National Flood Insurance Program (NFIP), and growing private flood insurance options. Participants will explore how technology is reshaping risk assessment and expanding coverage options. Ideal for insurance professionals, this course equips students with the knowledge to better advise and assist clients through the evolving personal flood insurance landscape.