This course prepares experienced property insurance adjusters to excel in homeowners’ catastrophe (CAT) claims. It builds mastery of catastrophic perils (freezing events, hurricanes, wildfires, windstorm/hail, tornadoes), HO 3 policy coverages and exclusions, duties after loss, unfair claims practices, fraud detection, and legislative/regulatory impacts. Practical strategies emphasize efficient resolution in high volume, high stress CAT environments, with real world guidance on triage, technology, vendor networks, and compliance expectations.