Overview
Variable universal life insurance (VUL) combines the investment opportunities of variable whole life with the flexibility of universal life. This course covers VUL’s foundations, functions, funding, and suitability for clients, detailing its flexible premiums, adjustable coverage, and death benefit options.
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Learning Objectives
- Describe how variable life insurance developed and its defining characteristics, such as fixed minimum death benefits and fixed premiums
- Know the factors that contributed to the development of VUL and describes characteristics of VUL that differentiate it from other forms of life insurance
- Review a checklist for clients interested in VUL to note their suitability characteristics
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Course Information
Adding additional credit may change exam requirements.
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S2-32 - Framework