Flood Insurance Issues and Options: 2026-2027 Edition

Overview

The course is specifically intended for producers who do not write flood insurance—either for the NFIP or private insurers—frequently. Flood exclusions frequently come to light only after a flood event, leaving policyholders unexpectedly uninsured. Insurance producers play a critical role in identifying flood exposure and educating clients on available coverage options. The course aims to help those insurance professionals identify potential gaps in their clients’ policies, understand NFIP Flood Insurance, and recognize the role of the private market in providing primary or excess flood insurance. 

Find this course for your license


License or Certification 

 

Regulator 

 

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Learning Objectives

  • Describe the extent of flood exclusions found in standardized NFIP Flood policies
  • Explain why many property owners fail to purchase flood insurance 
  • List the basic policies and coverages offered by the NFIP
  • Summarize the limitations of NFIP policies 
  • Discuss the barriers that have long prevented many private insurers from providing primary flood insurance coverage
  • Discuss the flood insurance options available in the private market 
  • List the various advantages and disadvantages of private market solutions over NFIP coverage


Designed For:

Property and casualty insurance agents, brokers, adjusters, and claims professionals at any level in their career. 




Course Information

Adding additional credit may change exam requirements.