Cyber Risk: Understanding How Multiple Policies Intersect

Overview

Cyber risk rarely fits into a single policy, creating costly gaps and overlaps. This course equips insurance and risk professionals with the clarity to navigate today’s complex cyber insurance landscape. The course examines how cyber and privacy exposures intersect with CGL, EPLI, fiduciary liability, crime, and property policies. Using practical explanations and real-world claim scenarios, learners gain insight into coordinating coverage and building insurance programs that respond effectively when cyber incidents occur. 

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Learning Objectives

  • Explain the structure and purpose of the key insuring agreements found in cyber and privacy insurance policies.
  • Identify where cyber-related coverage may overlap with traditional insurance policies, including liability, property, and crime forms.
  • Analyze common cyber loss scenarios to determine which policies may respond and in what order.
  • Evaluate strategies for coordinating multiple policies to minimize coverage gaps and avoid unintended overlaps.
  • Apply best practices for positioning cyber and privacy insurance within a comprehensive risk management program.


Designed For:

Property and casualty insurance , risk, safety, and finance professionals 


International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

Course Information

Adding additional credit may change exam requirements.