Homeowners Policy: Key Property and Liability Coverages


Customers who own or occupy residential property face a number of property and liability exposures and rely on their agent to arrange proper coverage. It is important for agents to understand the coverage available to protect against both property and liability exposures. This course focuses on key property and liability coverages available under the various homeowners forms.

Learning Objectives

Upon completion of this course, students will be able to:

  • distinguish among the six ISO homeowners forms currently in use
  • distinguish among covered and excluded causes of loss for each of the homeowners coverages
  • understand how homeowners insurance functions to protect insureds from financial consequences of legal liability
  • explain how additional coverages and endorsements can be used to tailor homeowners forms to meet insureds’ needs

Designed For

Property and casualty insurance producers, adjusters 

International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.
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