Earthquake Insurance for Commercial Lines

Course Description
Few things are as frightening as an earthquake. Unlike many other natural disasters, earthquakes occur suddenly, without warning. Virtually impossible to predict, earthquakes can cause major damage to buildings and personal property, as well as serious injuries and deaths. 

This course examines the nature of earthquakes and the extent of the exposure in the United States, and explains the extent to which standard commercial insurance policies cover—or fail to cover—earthquake losses. It also describes endorsements, policy modifications, or other options that can be used to fill coverage gaps and provide earthquake coverage.

This course was developed to meet the 1-hour continuing education study requirement on earthquake insurance for Oklahoma insurance licensees.  It equips students with the knowledge necessary to inform clients of any limitations on their earthquake coverage and to provide appropriate earthquake coverage options.      

International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.
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