Standard farm policies may not address some of the unique exposures that can arise during normal farming operations and require insurance coverage beyond the standard farm policies. For example, exposures can arise from equipment breakdown, mobile agricultural machinery and equipment, livestock, and crops. These may require specialized coverages to properly address these exposures.  This course reviews theses exposures and coverage options for addressing the exposures.

Upon completion, students will be able to:

• recognize why many farmers need equipment breakdown insurance, mobile farm equipment insurance, livestock insurance, animal mortality insurance, and crop insurance
• recognize the extent of coverage available on standard farm insurance policies
• understand how equipment breakdown, mobile farm equipment, livestock, animal mortality, and crop insurance forms could be used to meet a farmer’s coverage needs
• identify the extent to which a loss would be covered by equipment breakdown, mobile farm equipment, livestock, animal mortality, and crop insurance forms

Property and casualty risk, safety, insurance, and finance professionals