Standard homeowners policies are designed to meet the coverage needs of many insureds. But rarely does a policy address all exposures without modification, and sometimes, insurers have underwriting requirements that require modification. Endorsements are used to address these needs and may impact the policy’s coverage in significant ways. This course will address the most common endorsements needed to tailor coverage to your insured’s needs.  

Upon completion of this course, students will be able to:

• identify many of the property and liability coverage gaps in the homeowners policy that affect certain types of policyholders
• name and describe the property and liability endorsements that can eliminate many of the homeowners policy’s coverage gaps
• identify and describe endorsements that insurers may use to restrict the homeowners policy’s property and liability coverages in some circumstances

Property and casualty insurance producers