Paul J. Winn - CA 4-Hour Annuity Training: Fixed, Variable, and Index Annuity Contract Provisions

This course was developed to provide four hours of annuity training, which must be completed every two years by California resident and nonresident life agents who sell annuity products. It offers an overview of the issue of annuity suitability and the requirements that apply to the recommendation and sale of these products. The course then provides a thorough explanation of the provisions, features, benefits, and limitations of all types of annuities: fixed, index, and variable.    

Topics covered in this course include:
  • Annuity Suitability
  • Contract Provisions Common to Annuities  
  • Income Distributions
  • Variable Annuities
  • Fixed Annuities
  • Indexed Annuities
  • Available Riders 
  • Penalties