All homeowners policies include exclusions and conditions that impact coverage or duties under the standard provisions of the policy. These changes are generally made to meet the coverage needs of a particular insured or the underwriting requirements of the insurer with respect to that insured. This course reviews those exclusions and conditions and discusses their impact.

Upon completion of this course, students will be able to:

• explain the 12 general property exclusions
• explain the 19 conditions pertaining to property coverage
• explain the 7 conditions pertaining to both property and liability coverages

Property and casualty insurance producers