Health Insurance Programs for Seniors _OH

Health Insurance Programs for Seniors provides a comprehensive overview of the different types of health insurance programs and products designed specifically for seniors. The course begins by describing the size, overall financial profile, and general health insurance needs of the senior market, and explains why health care expenses are likely to increase as a person ages. Financial professionals will also learn about the different parts of Medicare and the types of coverage each offers, as well as how Medicare supplement insurance can help fill the many gaps in Medicare’s coverage. 

The course also examines the various options that seniors have for paying for long-term care and describes how long-term care insurance can provide protection from one of the greatest expenses that individuals face as they get older. Finally, the course explains the eligibility rules for Medicaid and the limitations of this program in covering seniors’ long-term care needs. Throughout the course, financial professionals will learn about the important role they play in serving the senior market and making suitable health care product recommendations. 

The course includes the following chapters:
  • The Senior Market
  • Medicare
  • Medicare Supplement Insurance
  • Long-Term Care Insurance
  • Medicaid
This is an intermediate level course. Upon completion, students will be able to:
  • describe the size, overall financial profile, and general health insurance needs of the senior market
  • define the types of health care coverage provided by Medicare
  • explain how Medicare supplement insurance can help pay health care expenses not covered by Medicare
  • demonstrate an understanding of how long-term care insurance can meet the growing need for long-term care in the senior market
  • cite the eligibility requirements for Medicaid and describe how it provides health care to those in financial need