Coverage for damage to or theft of the insured’s auto is found in the physical damage section of the personal auto policy (PAP). These are damages that result from collision and other than collision perils such as vandalism or theft. This course provides an in-depth look at how the Insurance Services Office, Inc. (ISO) personal auto policy (PAP), covers damage to the policyholder’s own cars. The course carefully explains the concepts of “collision coverage” and “other than collision coverage,” illustrating the various situations to which each type of coverage applies.