PAP: Physical Damage Coverage in the ISO PAP -- CLEQ


Coverage for damage to or theft of the insured’s auto is found in the physical damage section of the personal auto policy (PAP). These are damages that result from collision and other than collision perils such as vandalism or theft.

This course provides an in-depth look at how the Insurance Services Office, Inc. (ISO) personal auto policy (PAP), covers damage to the policyholder’s own cars. The course carefully explains the concepts of “collision coverage” and “other than collision coverage,” illustrating the various situations to which each type of coverage applies. 

Learning Objectives

Upon completion of this course, students will be able to:

  • identify the coverage available under the physical damage insuring agreement
  • identify exclusions that apply to physical damage coverage
  • recognize how the limit of liability applies

Designed For

P&C producers, adjusters and public adjusters

International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

Find this course for your license:

License or Certification