Long-Term Care: Programs, Policies, and Partnerships

Overview

Few issues are more compelling than the need for long-term care. As our population ages, and as more and more people live longer in their retirement years, ever-larger numbers will be forced to confront this issue. The question is, will they be prepared? Are you, as a producer or financial advisor, ready and able to counsel your clients and prospects on long-term care and the options available for funding and delivering that care?

This course provides a thorough orientation to long-term care and the many options available to address this need. Designed specifically for the licensed insurance professional to meet long-term care and partnership training requirements, the course details the facts and facets of long-term care: what it is, how it is provided, and how it can be funded. It explores the nature of long-term care, LTC services and providers, LTC insurance, partnership programs, and qualified partnership policies. The course also includes an in-depth discussion of the ethics and suitability standards associated with the sale of LTC insurance.

Important Note: Please verify you have the proper license before ordering and completing this course.

Learning Objectives

Upon completion of this course, students will be able to:

  • describe the conditions that have led to the growing need for long-term care
  • describe the types of LTC providers and the services they offer
  • demonstrate an understanding of the options and limitations of Medicare and Medicaid for paying for long-term care
  • outline and define the purpose, function, features and application of long-term care insurance
  • explain the fundamentals of LTC partnership programs and the requirements for policies that are sold with these programs
  • demonstrate an understanding of the ethics and suitability issues that surround the sale of LTC insurance

Designed For

Licensed life and health insurance producers; financial planners and advisors
WebCE® is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.
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