This course focuses on the risk management of potential accidental losses. Potential accidental losses-loss exposures-are the primary focus of risk management and the risk management process discussed in this course.

The risk management process is not really difficult to understand. As this course will demonstrate, it is simply a common-sense approach to using a number of readily available tools to handle an organization's risks in the most cost-efficient manner possible. The course uses a hypothetical example to illustrate key risk management principles.

Upon completion of this course, students will able to:

• cope with risk to safeguard an organization's resources from accidental loss, to grasp unexpected opportunities, and to control the overall level of uncertainty within an organization
• use proven techniques to evaluate how potential losses may adversely impact an organization's ability to achieve its goals
• appraise how to cost-effectively apply a variety of risk management techniques
• institute a productive risk management program within an organization
• adjust a risk management program so that it remains fully cost-effective when conditions change

PC insurance producers

General awareness of basic insurance concepts