Upon completion, students will be able to:

• explain how a contractor’s insurance program is typically structured.
• describe the coverage provided under the standard commercial auto policy with a focus on contractors.
• explain why contractors may need coverage for professional liability, pollution liability, employment practices liability, and directors and officers liability.
• compare and contrast the two main liability coverage triggers.
• explain the key components of controlled insurance programs.
• summarize when the insured contractor needs to purchase surety bonds.