Commercial Auto, Surety, CIPs, and Miscellaneous Lines


Numerous insurance policies are usually needed to cover the risks presented by a construction project. In addition to commercial liability, workers compensation, builders risk, and umbrella liability, contractors may also need other types of insurance to cover their business exposures, such as the following. 

  • Business auto
  • Professional Liability
  • Pollution liability
  • Employment practices liability
  • Directors and officers liability
  • Fiduciary liability

Learning Objectives

Upon completion, students will be able to:

  • explain how a contractor’s insurance program is typically structured.
  • describe the coverage provided under the standard commercial auto policy with a focus on contractors.
  • explain why contractors may need coverage for professional liability, pollution liability, employment practices liability, and directors and officers liability.
  • compare and contrast the two main liability coverage triggers.
  • explain the key components of controlled insurance programs.
  • summarize when the insured contractor needs to purchase surety bonds.

Designed For

Property and casualty risk, safety, insurance, and finance professionals

International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

Advanced Preparation


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