Properly protecting one party from liability caused by the negligence of another party with which it is contracted is complicated. The concept of additional insured status is complex and can result in misconceptions, confusion, and conflict.

This course provides an in-depth examination of additional insured status under commercial general liability, umbrella and excess, automobile commercial property and workers compensation policies. It will explain this complicated issue in a way that is clear and understandable by reviewing the reasons for requiring, methods of achieving, and problems associated with additional insured status.

Upon completion, students will be able to:

• recognize the reasons for requiring additional insured status
• understand how umbrella and excess insurance policies handle additional insured status
• identify the types of problems that can arise as a result of additional insured status under various insurance policies
• select appropriate methods for effecting additional insured status under the various insurance policies