Residential Renters Insurance: Exposures and Coverages

Overview

With more people renting homes due to various factors, many tenants overlook the need for insurance, risking loss of property. This course covers the insurance needs and coverages for tenants in various living situations, including houses, apartments, dorms, and assisted-living facilities, and explains the new HO 14 form introduced in 2022.

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License or Certification 

 

Regulator 

 

Type 

 


Objectives

  • Explain why residential tenants need renters insurance (HO 4 or HO 14) and identify popular misconceptions about renters insurance
  • Describe the property and liability coverages of a renters policies (HO 4 and HO 14) and determine what types of losses are/are not covered
  • Identify and explain the exclusions and conditions in a renters policy (HO 4)
  • Explain how various endorsements to the renters policies can address the insurance needs of those who face a number of different special situations

Designed For:

Property and casualty insurance agents, brokers, adjusters, and claims professionals at any level in their career


International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

Course Information

Adding additional credit may change exam requirements.