Standard homeowners policies generally meet many insureds’ needs but often require modifications to address all exposures. Insurers may also have underwriting requirements needing adjustments. Endorsements are used to make these modifications and can significantly impact coverage. This course addresses some of the more important homeowners endorsements used in the 2011 and 2022 editions of Insurance Services Office, Inc. (ISO), homeowners forms. These endorsements make changes that are needed frequently enough-by either the insured or the insurer-that standard language has been developed for them.