Overview
Standard homeowners policies generally meet many insureds’ needs but often require modifications to address all exposures. Insurers may also have underwriting requirements needing adjustments. Endorsements are used to make these modifications and can significantly impact coverage. This course addresses some of the more important homeowners endorsements used in the 2011 and 2022 editions of Insurance Services Office, Inc. (ISO), homeowners forms. These endorsements make changes that are needed frequently enough-by either the insured or the insurer-that standard language has been developed for them.
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License or Certification
Regulator
Type
Learning Objectives
- describe the property and liability endorsements that can eliminate many of the homeowners policy's coverage gaps;
- describe the exclusions and limitations for business-related losses under the homeowners policy and explain how the hme-based business endorsements can be used to cover these types of loss exposures; and
- identify and describe endorsements that insurers may use to restrict the homeowners policy's property and liability coverages in some circumstances.
Designed For:
International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.
Course Information
Adding additional credit may change exam requirements.
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S2-31 - Framework