Virtually impossible to predict, earthquakes can cause major damage to buildings and personal property, as well as serious injuries and deaths. This course equips insurance producers with the knowledge and understanding needed to provide clients with appropriate earthquake coverage options and to inform them of any limitations on their earthquake coverage. It explains the extent to which standard insurance policies cover—and often fail to cover—earthquake losses and describes endorsements, policy modifications, and other options that can be used to fill coverage gaps and to provide earthquake coverage.