Overview
Americans in all walks of life own "toys" such as recreational vehicles (RVs), boats, personal watercraft, aircraft, motorcycles, all terrain vehicles (ATVs), golf carts, drones, and other types of motorized vehicles for leisure time enjoyment. Many people think these "toys" are insured by their homeowners and/or personal auto policy, but that is rarely the case.Completing this course will help agents identify the related coverage gaps in their customers' insurance programs and sell them appropriate additional insurance to fill those gaps.
Find this course for your license
License or Certification
Regulator
Type
Learning Objectives
- identify the personal auto policy (PAP) and homeowners (HO) policy exclusions and limitations that relate specifically to land vehicles, watercraft, hovercraft, and aircraft
- explain what endorsements to these policies should be purchased to insure the exposures associated with these types of "toys"
- identify the exposures associated with recreational vehicles (RVs) such as motor homes and camping trailers and explain how they can be insured
- identify various types of watercraft, describe the exposures associated with various types of watercraft, and explain how they can be insured
- identify how a personal umbrella policy can be used in conjunction with underlying insurance to provide higher limits of liability coverage on motor vehicles, watercraft, and aircraft
Designed For:
International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.
Course Information
Adding additional credit may change exam requirements.
At WebCE, we are passionate about delivering exceptional professional development solutions. With world-class customer support and education to serve multiple professions, we're here to help professionals reach their career goals.
Copyright ©1992-2026 WebCE®. All Rights Reserved.
S1-31 - Framework