Who Is "You"? Navigating Named Insured Issues in Personal Lines Policies


Although the definition of a named insured may seem to be fairly simple, the actuality of who is insured can be complicated. Although not named, others fall within the policy definition of an "insured" and varying definitions and approaches in different policies make it challenging to ensure each policy is properly written. This course is designed as a guide to determine who can be a named insured and "other insureds" under a the most common personal lines insurance policies.

Learning Objectives

Upon completion of this course, students will be able to:

  • recognize the nature and importance of insurable interest requirements
  • recognize various types of insureds that personal lines insurance policies might cover
  • recognize the distinctions among named insureds and other types of insureds in personal lines insurance policies and the rights and duties associated with each type
  • recognize the issues that can arise with "insured" status

Designed For

Property/casualty insurance producers; adjusters
International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

Find this course for your license:

License or Certification